职工医保和居民医保有什么区别？
<p style="margin-top: 0px; margin-bottom: 0px; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; color: rgba(0, 0, 0, 0.9); font-family: system-ui, -apple-system, BlinkMacSystemFont, Arial, sans-serif; font-size: 17px; letter-spacing: 0.544px; caret-color: rgb(255, 0, 0); text-wrap: wrap; background-color: rgb(255, 255, 255); text-align: center; visibility: visible; line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important;"><span style="margin: 0px; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important; color: rgb(89, 89, 89); font-size: 15px; text-shadow: none; letter-spacing: 1px; font-family: Helvetica, Arial, sans-serif;">交了这么多年医保</span></p><p style="margin-top: 0px; margin-bottom: 0px; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; color: rgba(0, 0, 0, 0.9); font-family: system-ui, -apple-system, BlinkMacSystemFont, Arial, sans-serif; font-size: 17px; letter-spacing: 0.544px; caret-color: rgb(255, 0, 0); text-wrap: wrap; background-color: rgb(255, 255, 255); text-align: center; visibility: visible; line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important;"><span style="margin: 0px; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important; color: rgb(89, 89, 89); font-size: 15px; text-shadow: none; letter-spacing: 1px; font-family: Helvetica, Arial, sans-serif;">好多朋友问</span></p><p style="margin-top: 0px; margin-bottom: 0px; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; color: rgba(0, 0, 0, 0.9); font-family: system-ui, -apple-system, BlinkMacSystemFont, Arial, sans-serif; font-size: 17px; letter-spacing: 0.544px; caret-color: rgb(255, 0, 0); text-wrap: wrap; background-color: rgb(255, 255, 255); text-align: center; visibility: visible; line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important;"><span style="margin: 0px; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important; color: rgb(89, 89, 89); font-size: 15px; text-shadow: none; letter-spacing: 1px; font-family: Helvetica, Arial, sans-serif;">职工和居民医疗保险有什么区别?</span></p><p style="margin-top: 0px; margin-bottom: 0px; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; color: rgba(0, 0, 0, 0.9); font-family: system-ui, -apple-system, BlinkMacSystemFont, Arial, sans-serif; font-size: 17px; letter-spacing: 0.544px; caret-color: rgb(255, 0, 0); text-wrap: wrap; background-color: rgb(255, 255, 255); text-align: center; visibility: visible; line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important;"><span style="margin: 0px; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important; color: rgb(89, 89, 89); font-size: 15px; text-shadow: none; letter-spacing: 1px; font-family: Helvetica, Arial, sans-serif;">和小编一起来了解一下吧</span></p><section data-tools="135编辑器" data-id="132157" style="margin: 0px; padding: 0px; outline: 0px; max-width: 100%; color: rgba(0, 0, 0, 0.9); font-family: system-ui, -apple-system, BlinkMacSystemFont, Arial, sans-serif; font-size: 17px; letter-spacing: 0.544px; text-align: justify; caret-color: rgb(255, 0, 0); text-wrap: wrap; background-color: rgb(255, 255, 255); visibility: visible; box-sizing: border-box !important; overflow-wrap: break-word !important;"><section style="margin: 10px auto; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important; display: flex; justify-content: center; visibility: visible;"><section style="margin: 0px; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important; display: flex; visibility: visible;"><section style="margin: 0px; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important; flex-shrink: 0; visibility: visible;"><section style="margin: 0px; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important; width: 15px; visibility: visible;"></section></section><section style="margin: 0px; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important; visibility: visible;"><section style="margin: 0px; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important; border-width: 1px; border-style: solid; border-color: rgb(37, 137, 251); border-radius: 6px; visibility: visible;"><section style="margin: 0px; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important; border-radius: 6px; background-color: rgb(37, 137, 251); visibility: visible; transform: translate(-3px, -3px);"><section style="margin: 0px; padding: 4px 15px; outline: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important; font-size: 16px; color: rgb(255, 255, 255); text-align: center; visibility: visible;"><strong data-brushtype="text" style="margin: 0px; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important; visibility: visible;">什么是基本医疗保险</strong></section></section></section></section><section style="margin: 0px; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important; flex-shrink: 0; display: flex; align-items: flex-end; visibility: visible;"><section style="margin: 0px; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important; width: 15px; visibility: visible;"></section></section></section></section></section><p style="margin-top: 0px; margin-bottom: 0px; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; color: rgba(0, 0, 0, 0.9); font-family: system-ui, -apple-system, BlinkMacSystemFont, Arial, sans-serif; font-size: 17px; letter-spacing: 0.544px; text-align: justify; caret-color: rgb(255, 0, 0); text-wrap: wrap; background-color: rgb(255, 255, 255); line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important;"><br style="margin: 0px; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important;"/></p><p style="margin-top: 0px; margin-bottom: 0px; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; color: rgba(0, 0, 0, 0.9); font-family: system-ui, -apple-system, BlinkMacSystemFont, Arial, sans-serif; font-size: 17px; letter-spacing: 0.544px; text-align: justify; caret-color: rgb(255, 0, 0); text-wrap: wrap; background-color: rgb(255, 255, 255); line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important;"><span style="margin: 0px; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important; color: rgb(89, 89, 89); font-size: 15px; text-shadow: none; letter-spacing: 1px; font-family: Helvetica, Arial, sans-serif;">“基本医疗保险”就是我们所熟知的“医保”，是一项惠及全民的社会保障制度。由用人单位、个人和政府等按照国家相关规定缴纳资金，形成医疗保险基金。参保人患病时产生的医疗费用，可由医疗保险基金按规定进行报销，减轻因生病而带来的负担。</span></p><section data-tools="135编辑器" data-id="132157" style="margin: 0px; padding: 0px; outline: 0px; max-width: 100%; color: rgba(0, 0, 0, 0.9); font-family: system-ui, -apple-system, BlinkMacSystemFont, Arial, sans-serif; font-size: 17px; letter-spacing: 0.544px; text-align: justify; caret-color: rgb(255, 0, 0); text-wrap: wrap; background-color: rgb(255, 255, 255); box-sizing: border-box !important; overflow-wrap: break-word !important;"><section style="margin: 10px auto; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important; display: flex; justify-content: center;"><section style="margin: 0px; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important; display: flex;"><section style="margin: 0px; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important; flex-shrink: 0;"><section style="margin: 0px; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important; width: 15px;"></section></section><section style="margin: 0px; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important;"><section style="margin: 0px; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important; border-width: 1px; border-style: solid; border-color: rgb(37, 137, 251); border-radius: 6px;"><section style="margin: 0px; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important; border-radius: 6px; background-color: rgb(37, 137, 251); transform: translate(-3px, -3px);"><section style="margin: 0px; padding: 4px 15px; outline: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important; font-size: 16px; color: rgb(255, 255, 255); text-align: center;"><strong data-brushtype="text" style="margin: 0px; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important;">居民医保和职工医保有哪些区别?</strong></section></section></section></section><section style="margin: 0px; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important; flex-shrink: 0; display: flex; align-items: flex-end;"><section style="margin: 0px; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important; width: 15px;"></section></section></section></section></section><p style="margin-top: 0px; margin-bottom: 0px; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; color: rgba(0, 0, 0, 0.9); font-family: system-ui, -apple-system, BlinkMacSystemFont, Arial, sans-serif; font-size: 17px; letter-spacing: 0.544px; text-align: justify; caret-color: rgb(255, 0, 0); text-wrap: wrap; background-color: rgb(255, 255, 255); line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important;"><br style="margin: 0px; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important;"/></p><p><br/></p><section data-role="title" data-tools="135编辑器" data-id="132148" style="margin: 0px; padding: 0px; outline: 0px; max-width: 100%; color: rgba(0, 0, 0, 0.9); font-family: system-ui, -apple-system, BlinkMacSystemFont, Arial, sans-serif; font-size: 17px; letter-spacing: 0.544px; text-align: justify; caret-color: rgb(255, 0, 0); text-wrap: wrap; background-color: rgb(255, 255, 255); box-sizing: border-box !important; overflow-wrap: break-word !important;"><section style="margin: 10px auto; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important; display: flex; justify-content: center;"><section style="margin: 0px; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important; display: flex; justify-content: center; align-items: center;"><section style="margin: 0px; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important; flex-shrink: 0;"><section style="margin: 0px; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important; font-size: 16px; letter-spacing: 1.5px; color: rgb(255, 255, 255); background-color: rgb(37, 137, 251); width: 30px; height: 30px; display: flex; justify-content: center; align-items: center; border-radius: 100%;"><strong style="margin: 0px; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important;">0</strong><strong data-original-title="" title="" style="margin: 0px; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important;">1</strong></section></section><section style="margin: 0px; padding: 0px 5px; outline: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important; font-size: 16px; color: rgb(51, 51, 51); text-align: center; z-index: 9;"><p style="margin-top: 0px; margin-bottom: 0px; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; box-sizing: border-box !important; overflow-wrap: break-word !important;"><strong data-brushtype="text" style="margin: 0px; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important;">参保人员不同</strong></p></section><section style="margin: 0px; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important; flex-shrink: 0; display: flex; align-items: flex-end;"><section style="margin: 0px 0px -15px -20px; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important; width: 30px;"><svg data-name="组 35" xmlns="http://www.w3.org/2000/svg" width="100%" height="100%" viewbox="0 0 63 24.156" style="display: block;" data-height="100%"><path style="fill: none;stroke: #ffdd82;stroke-width: 2px;fill-rule: evenodd;" d="M644,709.668L653.451,701l6.873,7.8,7.732-7.8,6.874,7.8L681.8,701l6.873,7.8,7.732-7.8L705,710.534" transform="translate(-643 -700)"></path><path style="fill: none;stroke: #ffdd82;stroke-width: 2px;fill-rule: evenodd;" d="M644,720.937l9.451-8.669,6.873,7.8,7.732-7.8,6.874,7.8,6.873-7.8,6.873,7.8,7.732-7.8L705,721.8" transform="translate(-643 -700)"></path></svg></section></section></section></section></section><p><br/></p><p style="margin-top: 0px; margin-bottom: 0px; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; color: rgba(0, 0, 0, 0.9); font-family: system-ui, -apple-system, BlinkMacSystemFont, Arial, sans-serif; font-size: 17px; letter-spacing: 0.544px; text-align: justify; caret-color: rgb(255, 0, 0); text-wrap: wrap; background-color: rgb(255, 255, 255); line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important;"><br style="margin: 0px; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important;"/></p><p style="margin-top: 0px; margin-bottom: 0px; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; color: rgba(0, 0, 0, 0.9); font-family: system-ui, -apple-system, BlinkMacSystemFont, Arial, sans-serif; font-size: 17px; letter-spacing: 0.544px; text-align: justify; caret-color: rgb(255, 0, 0); text-wrap: wrap; background-color: rgb(255, 255, 255); line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important;"><span style="margin: 0px; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important; color: rgb(89, 89, 89); font-size: 15px; text-shadow: none; letter-spacing: 1px; font-family: Helvetica, Arial, sans-serif;">居民医保的参保人群主要是</span><span style="margin: 0px; padding: 0px; outline: 0px; max-width: 100%; color: rgb(192, 0, 0); font-size: 15px; text-shadow: none; letter-spacing: 1px; text-decoration-line: underline; font-family: Helvetica, Arial, sans-serif; box-sizing: border-box !important; overflow-wrap: break-word !important;">农村居民、城镇非就业居民、在校学生等。</span></p><p style="margin-top: 0px; margin-bottom: 0px; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; color: rgba(0, 0, 0, 0.9); font-family: system-ui, -apple-system, BlinkMacSystemFont, Arial, sans-serif; font-size: 17px; letter-spacing: 0.544px; text-align: justify; caret-color: rgb(255, 0, 0); text-wrap: wrap; background-color: rgb(255, 255, 255); line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important;"><br style="margin: 0px; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important;"/></p><p style="margin-top: 0px; margin-bottom: 0px; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; color: rgba(0, 0, 0, 0.9); font-family: system-ui, -apple-system, BlinkMacSystemFont, Arial, sans-serif; font-size: 17px; letter-spacing: 0.544px; text-align: justify; caret-color: rgb(255, 0, 0); text-wrap: wrap; background-color: rgb(255, 255, 255); line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important;"><span style="margin: 0px; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important; color: rgb(89, 89, 89); font-size: 15px; text-shadow: none; letter-spacing: 1px; font-family: Helvetica, Arial, sans-serif;">职工医保的参保人群是</span><span style="margin: 0px; padding: 0px; outline: 0px; max-width: 100%; color: rgb(192, 0, 0); font-size: 15px; text-shadow: none; letter-spacing: 1px; text-decoration-line: underline; text-decoration-color: rgb(192, 0, 0); font-family: Helvetica, Arial, sans-serif; box-sizing: border-box !important; overflow-wrap: break-word !important;">在职职</span><span style="margin: 0px; padding: 0px; outline: 0px; max-width: 100%; color: rgb(192, 0, 0); font-size: 15px; text-shadow: none; letter-spacing: 1px; text-decoration-line: underline; text-decoration-color: rgb(192, 0, 0); font-family: Helvetica, Arial, sans-serif; box-sizing: border-box !important; overflow-wrap: break-word !important;">工、灵活就业人员、个体工商户等。</span></p><p style="margin-top: 0px; margin-bottom: 0px; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; color: rgba(0, 0, 0, 0.9); font-family: system-ui, -apple-system, BlinkMacSystemFont, Arial, sans-serif; font-size: 17px; letter-spacing: 0.544px; text-align: justify; caret-color: rgb(255, 0, 0); text-wrap: wrap; background-color: rgb(255, 255, 255); line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important;"><br style="margin: 0px; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important;"/></p><p><br/></p><section data-role="title" data-tools="135编辑器" data-id="132148" style="margin: 0px; padding: 0px; outline: 0px; max-width: 100%; color: rgba(0, 0, 0, 0.9); font-family: system-ui, -apple-system, BlinkMacSystemFont, Arial, sans-serif; font-size: 17px; letter-spacing: 0.544px; text-align: justify; caret-color: rgb(255, 0, 0); text-wrap: wrap; background-color: rgb(255, 255, 255); box-sizing: border-box !important; overflow-wrap: break-word !important;"><section style="margin: 10px auto; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important; display: flex; justify-content: center;"><section style="margin: 0px; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important; display: flex; justify-content: center; align-items: center;"><section style="margin: 0px; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important; flex-shrink: 0;"><section style="margin: 0px; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important; font-size: 16px; letter-spacing: 1.5px; color: rgb(255, 255, 255); background-color: rgb(37, 137, 251); width: 30px; height: 30px; display: flex; justify-content: center; align-items: center; border-radius: 100%;"><strong style="margin: 0px; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important;">0</strong><strong data-original-title="" title="" data-num="2" style="margin: 0px; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important;">2</strong></section></section><section style="margin: 0px; padding: 0px 5px; outline: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important; font-size: 16px; color: rgb(51, 51, 51); text-align: center; z-index: 9;"><p style="margin-top: 0px; margin-bottom: 0px; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; box-sizing: border-box !important; overflow-wrap: break-word !important;"><strong data-brushtype="text" style="margin: 0px; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important;">缴费情况不同</strong></p></section><section style="margin: 0px; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important; flex-shrink: 0; display: flex; align-items: flex-end;"><section style="margin: 0px 0px -15px -20px; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important; width: 30px;"><svg data-name="组 35" xmlns="http://www.w3.org/2000/svg" width="100%" height="100%" viewbox="0 0 63 24.156" style="display: block;" data-height="100%"><path style="fill: none;stroke: #ffdd82;stroke-width: 2px;fill-rule: evenodd;" d="M644,709.668L653.451,701l6.873,7.8,7.732-7.8,6.874,7.8L681.8,701l6.873,7.8,7.732-7.8L705,710.534" transform="translate(-643 -700)"></path><path style="fill: none;stroke: #ffdd82;stroke-width: 2px;fill-rule: evenodd;" d="M644,720.937l9.451-8.669,6.873,7.8,7.732-7.8,6.874,7.8,6.873-7.8,6.873,7.8,7.732-7.8L705,721.8" transform="translate(-643 -700)"></path></svg></section></section></section></section></section><p><br/></p><p style="margin-top: 0px; margin-bottom: 0px; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; color: rgba(0, 0, 0, 0.9); font-family: system-ui, -apple-system, BlinkMacSystemFont, Arial, sans-serif; font-size: 17px; letter-spacing: 0.544px; text-align: justify; caret-color: rgb(255, 0, 0); text-wrap: wrap; background-color: rgb(255, 255, 255); line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important;"><br style="margin: 0px; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important;"/></p><p style="margin-top: 0px; margin-bottom: 0px; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; color: rgba(0, 0, 0, 0.9); font-family: system-ui, -apple-system, BlinkMacSystemFont, Arial, sans-serif; font-size: 17px; letter-spacing: 0.544px; text-align: justify; caret-color: rgb(255, 0, 0); text-wrap: wrap; background-color: rgb(255, 255, 255); line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important;"><span style="margin: 0px; padding: 0px; outline: 0px; max-width: 100%; color: rgb(192, 0, 0); font-size: 15px; text-shadow: none; letter-spacing: 1px; text-decoration-line: underline; text-decoration-color: rgb(192, 0, 0); font-family: Helvetica, Arial, sans-serif; box-sizing: border-box !important; overflow-wrap: break-word !important;">居民医保按年缴费，缴一次保一年</span><span style="margin: 0px; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important; color: rgb(89, 89, 89); font-size: 15px; text-shadow: none; letter-spacing: 1px; font-family: Helvetica, Arial, sans-serif;">，由居民本人缴费，同时会享受一定的政府财政补贴。</span></p><p style="margin-top: 0px; margin-bottom: 0px; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; color: rgba(0, 0, 0, 0.9); font-family: system-ui, -apple-system, BlinkMacSystemFont, Arial, sans-serif; font-size: 17px; letter-spacing: 0.544px; text-align: justify; caret-color: rgb(255, 0, 0); text-wrap: wrap; background-color: rgb(255, 255, 255); line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important;"><br style="margin: 0px; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important;"/></p><p style="margin-top: 0px; margin-bottom: 0px; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; color: rgba(0, 0, 0, 0.9); font-family: system-ui, -apple-system, BlinkMacSystemFont, Arial, sans-serif; font-size: 17px; letter-spacing: 0.544px; text-align: justify; caret-color: rgb(255, 0, 0); text-wrap: wrap; background-color: rgb(255, 255, 255); line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important;"><span style="margin: 0px; padding: 0px; outline: 0px; max-width: 100%; color: rgb(192, 0, 0); font-size: 15px; text-shadow: none; letter-spacing: 1px; text-decoration-line: underline; text-decoration-color: rgb(192, 0, 0); font-family: Helvetica, Arial, sans-serif; box-sizing: border-box !important; overflow-wrap: break-word !important;">职工医保按月缴费</span><span style="margin: 0px; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important; color: rgb(89, 89, 89); font-size: 15px; text-shadow: none; letter-spacing: 1px; font-family: Helvetica, Arial, sans-serif;">，单位职工缴费由单位按月代扣代缴，费用由单位和个人共同缴纳;灵活就业人员的医保费用由个人全额承担。</span></p><section data-role="title" data-tools="135编辑器" data-id="132148" style="margin: 0px; padding: 0px; outline: 0px; max-width: 100%; color: rgba(0, 0, 0, 0.9); font-family: system-ui, -apple-system, BlinkMacSystemFont, Arial, sans-serif; font-size: 17px; letter-spacing: 0.544px; text-align: justify; caret-color: rgb(255, 0, 0); text-wrap: wrap; background-color: rgb(255, 255, 255); box-sizing: border-box !important; overflow-wrap: break-word !important;"><section style="margin: 10px auto; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important; display: flex; justify-content: center;"><section style="margin: 0px; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important; display: flex; justify-content: center; align-items: center;"><section style="margin: 0px; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important; flex-shrink: 0;"><section style="margin: 0px; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important; font-size: 16px; letter-spacing: 1.5px; color: rgb(255, 255, 255); background-color: rgb(37, 137, 251); width: 30px; height: 30px; display: flex; justify-content: center; align-items: center; border-radius: 100%;"><strong style="margin: 0px; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important;">0</strong><strong data-original-title="" title="" data-num="3" style="margin: 0px; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important;">3</strong></section></section><section style="margin: 0px; padding: 0px 5px; outline: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important; font-size: 16px; color: rgb(51, 51, 51); text-align: center; z-index: 9;"><p style="margin-top: 0px; margin-bottom: 0px; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; box-sizing: border-box !important; overflow-wrap: break-word !important;"><strong data-brushtype="text" style="margin: 0px; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important;">保障程度不同</strong></p></section><section style="margin: 0px; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important; flex-shrink: 0; display: flex; align-items: flex-end;"><section style="margin: 0px 0px -15px -20px; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important; width: 30px;"><svg data-name="组 35" xmlns="http://www.w3.org/2000/svg" width="100%" height="100%" viewbox="0 0 63 24.156" style="display: block;" data-height="100%"><path style="fill: none;stroke: #ffdd82;stroke-width: 2px;fill-rule: evenodd;" d="M644,709.668L653.451,701l6.873,7.8,7.732-7.8,6.874,7.8L681.8,701l6.873,7.8,7.732-7.8L705,710.534" transform="translate(-643 -700)"></path><path style="fill: none;stroke: #ffdd82;stroke-width: 2px;fill-rule: evenodd;" d="M644,720.937l9.451-8.669,6.873,7.8,7.732-7.8,6.874,7.8,6.873-7.8,6.873,7.8,7.732-7.8L705,721.8" transform="translate(-643 -700)"></path></svg></section></section></section></section></section><p style="margin-top: 0px; margin-bottom: 0px; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; color: rgba(0, 0, 0, 0.9); font-family: system-ui, -apple-system, BlinkMacSystemFont, Arial, sans-serif; font-size: 17px; letter-spacing: 0.544px; caret-color: rgb(255, 0, 0); text-wrap: wrap; background-color: rgb(255, 255, 255); text-align: center; line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important;"><br style="margin: 0px; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important;"/></p><p style="margin-top: 0px; margin-bottom: 0px; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; color: rgba(0, 0, 0, 0.9); font-family: system-ui, -apple-system, BlinkMacSystemFont, Arial, sans-serif; font-size: 17px; letter-spacing: 0.544px; text-align: justify; caret-color: rgb(255, 0, 0); text-wrap: wrap; background-color: rgb(255, 255, 255); line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important;"><span style="margin: 0px; padding: 0px; outline: 0px; max-width: 100%; color: rgb(192, 0, 0); font-size: 15px; text-shadow: none; letter-spacing: 1px; text-decoration-line: underline; text-decoration-color: rgb(192, 0, 0); font-family: Helvetica, Arial, sans-serif; box-sizing: border-box !important; overflow-wrap: break-word !important;">与职工医保相比，居民医保的报销比例相对较低一些</span><span style="margin: 0px; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important; color: rgb(89, 89, 89); font-size: 15px; text-shadow: none; letter-spacing: 1px; font-family: Helvetica, Arial, sans-serif;">。国家医保局公开数据显示，目前我国职工医保、居民医保政策范围内住院费用报销比例分别达到80%以上和约70%左右。</span></p><p style="margin-top: 0px; margin-bottom: 0px; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; color: rgba(0, 0, 0, 0.9); font-family: system-ui, -apple-system, BlinkMacSystemFont, Arial, sans-serif; font-size: 17px; letter-spacing: 0.544px; text-align: justify; caret-color: rgb(255, 0, 0); text-wrap: wrap; background-color: rgb(255, 255, 255); line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important;"><br style="margin: 0px; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important;"/></p><p><br/></p><section data-role="title" data-tools="135编辑器" data-id="132148" style="margin: 0px; padding: 0px; outline: 0px; max-width: 100%; color: rgba(0, 0, 0, 0.9); font-family: system-ui, -apple-system, BlinkMacSystemFont, Arial, sans-serif; font-size: 17px; letter-spacing: 0.544px; text-align: justify; caret-color: rgb(255, 0, 0); text-wrap: wrap; background-color: rgb(255, 255, 255); box-sizing: border-box !important; overflow-wrap: break-word !important;"><section style="margin: 10px auto; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important; display: flex; justify-content: center;"><section style="margin: 0px; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important; display: flex; justify-content: center; align-items: center;"><section style="margin: 0px; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important; flex-shrink: 0;"><section style="margin: 0px; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important; font-size: 16px; letter-spacing: 1.5px; color: rgb(255, 255, 255); background-color: rgb(37, 137, 251); width: 30px; height: 30px; display: flex; justify-content: center; align-items: center; border-radius: 100%;"><strong style="margin: 0px; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important;">0</strong><strong data-original-title="" title="" data-num="4" style="margin: 0px; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important;">4</strong></section></section><section style="margin: 0px; padding: 0px 5px; outline: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important; font-size: 16px; color: rgb(51, 51, 51); text-align: center; z-index: 9;"><p style="margin-top: 0px; margin-bottom: 0px; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; box-sizing: border-box !important; overflow-wrap: break-word !important;"><strong data-brushtype="text" style="margin: 0px; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important;">是否有个人账户不同</strong></p></section><section style="margin: 0px; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important; flex-shrink: 0; display: flex; align-items: flex-end;"><section style="margin: 0px 0px -15px -20px; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important; width: 30px;"><svg data-name="组 35" xmlns="http://www.w3.org/2000/svg" width="100%" height="100%" viewbox="0 0 63 24.156" style="display: block;" data-height="100%"><path style="fill: none;stroke: #ffdd82;stroke-width: 2px;fill-rule: evenodd;" d="M644,709.668L653.451,701l6.873,7.8,7.732-7.8,6.874,7.8L681.8,701l6.873,7.8,7.732-7.8L705,710.534" transform="translate(-643 -700)"></path><path style="fill: none;stroke: #ffdd82;stroke-width: 2px;fill-rule: evenodd;" d="M644,720.937l9.451-8.669,6.873,7.8,7.732-7.8,6.874,7.8,6.873-7.8,6.873,7.8,7.732-7.8L705,721.8" transform="translate(-643 -700)"></path></svg></section></section></section></section></section><p><br/></p><p style="margin-top: 0px; margin-bottom: 0px; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; color: rgba(0, 0, 0, 0.9); font-family: system-ui, -apple-system, BlinkMacSystemFont, Arial, sans-serif; font-size: 17px; letter-spacing: 0.544px; text-align: justify; caret-color: rgb(255, 0, 0); text-wrap: wrap; background-color: rgb(255, 255, 255); line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important;"><br style="margin: 0px; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important;"/></p><p style="margin-top: 0px; margin-bottom: 0px; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; color: rgba(0, 0, 0, 0.9); font-family: system-ui, -apple-system, BlinkMacSystemFont, Arial, sans-serif; font-size: 17px; letter-spacing: 0.544px; text-align: justify; caret-color: rgb(255, 0, 0); text-wrap: wrap; background-color: rgb(255, 255, 255); line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important;"><span style="margin: 0px; padding: 0px; outline: 0px; max-width: 100%; color: rgb(192, 0, 0); font-size: 15px; text-shadow: none; letter-spacing: 1px; text-decoration-line: underline; text-decoration-color: rgb(192, 0, 0); font-family: Helvetica, Arial, sans-serif; box-sizing: border-box !important; overflow-wrap: break-word !important;">城乡居民医保已经取消了医保个人账户</span><span style="margin: 0px; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important; color: rgb(89, 89, 89); font-size: 15px; text-shadow: none; letter-spacing: 1px; font-family: Helvetica, Arial, sans-serif;">，参保人缴纳的钱全部纳入统筹账户里，居民医保参保人可以通过门诊统筹享受门诊费用结算报销。</span></p><p style="margin-top: 0px; margin-bottom: 0px; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; color: rgba(0, 0, 0, 0.9); font-family: system-ui, -apple-system, BlinkMacSystemFont, Arial, sans-serif; font-size: 17px; letter-spacing: 0.544px; text-align: justify; caret-color: rgb(255, 0, 0); text-wrap: wrap; background-color: rgb(255, 255, 255); line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important;"><br style="margin: 0px; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important;"/></p><p style="margin-top: 0px; margin-bottom: 0px; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; color: rgba(0, 0, 0, 0.9); font-family: system-ui, -apple-system, BlinkMacSystemFont, Arial, sans-serif; font-size: 17px; letter-spacing: 0.544px; text-align: justify; caret-color: rgb(255, 0, 0); text-wrap: wrap; background-color: rgb(255, 255, 255); line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important;"><span style="margin: 0px; padding: 0px; outline: 0px; max-width: 100%; color: rgb(192, 0, 0); font-size: 15px; text-shadow: none; letter-spacing: 1px; text-decoration-line: underline; text-decoration-color: rgb(192, 0, 0); font-family: Helvetica, Arial, sans-serif; box-sizing: border-box !important; overflow-wrap: break-word !important;">职工医保包括统筹账户和个人账户，</span><span style="margin: 0px; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important; color: rgb(89, 89, 89); font-size: 15px; text-shadow: none; letter-spacing: 1px; font-family: Helvetica, Arial, sans-serif;">用人单位缴纳的基本医疗保险费全部用于建立统筹基金。以单位名义参加职工医保的职工，个人缴纳的基本医疗保险费，计入个人账户，可用于支付看病时门诊统筹报销外的费用。</span></p><p style="margin-top: 0px; margin-bottom: 0px; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; color: rgba(0, 0, 0, 0.9); font-family: system-ui, -apple-system, BlinkMacSystemFont, Arial, sans-serif; font-size: 17px; letter-spacing: 0.544px; text-align: justify; caret-color: rgb(255, 0, 0); text-wrap: wrap; background-color: rgb(255, 255, 255); line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important;"><br style="margin: 0px; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important;"/></p><p style="margin-top: 0px; margin-bottom: 0px; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; color: rgba(0, 0, 0, 0.9); font-family: system-ui, -apple-system, BlinkMacSystemFont, Arial, sans-serif; font-size: 17px; letter-spacing: 0.544px; text-align: justify; caret-color: rgb(255, 0, 0); text-wrap: wrap; background-color: rgb(255, 255, 255); line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important;"><span style="margin: 0px; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important; color: rgb(89, 89, 89); font-size: 15px; text-shadow: none; letter-spacing: 1px; font-family: Helvetica, Arial, sans-serif;">不过，</span><strong style="margin: 0px; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important;"><span style="margin: 0px; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important; color: rgb(89, 89, 89); font-size: 15px; text-shadow: none; letter-spacing: 1px; font-family: Helvetica, Arial, sans-serif;">无论选择哪种基本医疗保险，都不能重复参保，即参保人在同一时间段内有两条及以上参保缴费状态正常的参保信息</span></strong><span style="margin: 0px; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important; color: rgb(89, 89, 89); font-size: 15px; text-shadow: none; letter-spacing: 1px; font-family: Helvetica, Arial, sans-serif;">。重复参保人员不能重复享受医保待遇，按照优先享受职工医保、大学生身份医保待遇、常住地医保待遇的原则，享受相应的医保待遇。</span></p><p><br/></p><link rel="stylesheet" href="//www.fqlook.cn/source/plugin/wcn_editor/public/wcn_editor_fit.css?v134_l54" id="wcn_editor_css"/> 涨知识了
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