2023福建退休人员：医保进账标准是多少，涨了吗？
<p data-track="4" style="box-sizing: border-box; margin-top: 20px; margin-bottom: 20px; padding: 0px; border: 0px; color: rgb(34, 34, 34); font-family: PingFang SC, Hiragino Sans GB, Microsoft YaHei, WenQuanYi Micro Hei, Helvetica Neue, Arial, sans-serif; font-size: 18px; text-align: justify; white-space: normal; background-color: rgb(255, 255, 255);">对于办理医保退休的人员，退休以后，每月个人医保账户都有一笔钱进账。<span style="box-sizing: border-box; margin: 0px; padding: 0px; border: 0px; color: rgb(26, 116, 255); --tt-darkmode-color: #1A74FF;">自2023年起，各省陆续推进退休人员个人医保账户改革，划账标准也有新变化，事关退休人员的钱袋子。</span>由于全国并未统一医保划账标准，所以各地划账标准略有差异。<span style="box-sizing: border-box; margin: 0px; padding: 0px; border: 0px; background-color: rgb(255, 186, 18); --tt-darkmode-bgcolor: #FFBA12;">今天我带大家一起来看一看：福建省退休人员医保账户改革以后，每月能返多少钱？</span></p><p></p><p class="pgc-img-caption" style="box-sizing: border-box; margin-top: 20px; padding: 0px; border: 0px; margin-bottom: 0px !important;"><br/></p><h1 class="pgc-h-arrow-right" data-track="5" style="box-sizing: border-box; font-size: 1.056em; margin-top: 20px; margin-bottom: 20px; padding: 0px; border: 0px; line-height: 1.579; position: relative; font-family: PingFang SC, Hiragino Sans GB, Microsoft YaHei, WenQuanYi Micro Hei, Helvetica Neue, Arial, sans-serif; text-align: justify; white-space: normal; background-color: rgb(255, 255, 255);">一、2022年，福建省退休人员医保划账标准</h1><p data-track="30" style="box-sizing: border-box; margin-top: 20px; margin-bottom: 20px; padding: 0px; border: 0px; color: rgb(34, 34, 34); font-family: PingFang SC, Hiragino Sans GB, Microsoft YaHei, WenQuanYi Micro Hei, Helvetica Neue, Arial, sans-serif; font-size: 18px; text-align: justify; white-space: normal; background-color: rgb(255, 255, 255);">过去，福建省退休人员，个人医保账户划入标准为：本人养老金*5%。2022年，福建省实施退休人员个人医保账户改革，划入比例从5%，降低至4%，下调了1个百分点。</p><p data-track="32" style="box-sizing: border-box; margin-top: 20px; margin-bottom: 20px; padding: 0px; border: 0px; color: rgb(34, 34, 34); font-family: PingFang SC, Hiragino Sans GB, Microsoft YaHei, WenQuanYi Micro Hei, Helvetica Neue, Arial, sans-serif; font-size: 18px; text-align: justify; white-space: normal; background-color: rgb(255, 255, 255);"><span style="box-sizing: border-box; font-weight: 700; margin: 0px; padding: 0px; border: 0px;"><span style="box-sizing: border-box; margin: 0px; padding: 0px; border: 0px; color: rgb(26, 116, 255); --tt-darkmode-color: #1A74FF;">即：2022年福建省退休人员个人医保账户划账标准为：本人养老金*4%</span></span></p><blockquote class="pgc-blockquote-abstract" style="box-sizing: border-box; margin: 20px 0px; padding: 16px 20px; border: none; quotes: none; position: relative; text-align: justify; color: rgb(80, 80, 80); background: rgb(244, 245, 246); font-size: 18px; line-height: 1.64; border-radius: 4px; font-family: PingFang SC, Hiragino Sans GB, Microsoft YaHei, WenQuanYi Micro Hei, Helvetica Neue, Arial, sans-serif; white-space: normal;"><p data-track="29" style="box-sizing: border-box; padding: 0px; border: 0px; margin-top: 0px !important; margin-bottom: 0px !important;">文件依据：福建省医保局下发的，关于省本级贯彻执行《关于完善职工基本医疗保险门诊共济保障机制的实施意见》的通知（闽医保〔2022〕13号）。</p></blockquote><h1 class="pgc-h-arrow-right" data-track="14" style="box-sizing: border-box; font-size: 1.056em; margin-top: 20px; margin-bottom: 20px; padding: 0px; border: 0px; line-height: 1.579; position: relative; font-family: PingFang SC, Hiragino Sans GB, Microsoft YaHei, WenQuanYi Micro Hei, Helvetica Neue, Arial, sans-serif; text-align: justify; white-space: normal; background-color: rgb(255, 255, 255);">二、2023年，福建省退休人员医保划账标准</h1><p data-track="40" style="box-sizing: border-box; margin-top: 20px; margin-bottom: 20px; padding: 0px; border: 0px; color: rgb(34, 34, 34); font-family: PingFang SC, Hiragino Sans GB, Microsoft YaHei, WenQuanYi Micro Hei, Helvetica Neue, Arial, sans-serif; font-size: 18px; text-align: justify; white-space: normal; background-color: rgb(255, 255, 255);">为了推进退休人员个人医保账户平稳过渡，福建省设置了调整过渡期。从2022年开始，逐步调整，到2023年底前，全面完成退休人员个人医保账户改革。</p><blockquote class="pgc-blockquote-abstract" style="box-sizing: border-box; margin: 20px 0px; padding: 16px 20px; border: none; quotes: none; position: relative; text-align: justify; color: rgb(80, 80, 80); background: rgb(244, 245, 246); font-size: 18px; line-height: 1.64; border-radius: 4px; font-family: PingFang SC, Hiragino Sans GB, Microsoft YaHei, WenQuanYi Micro Hei, Helvetica Neue, Arial, sans-serif; white-space: normal;"><p data-track="29" style="box-sizing: border-box; padding: 0px; border: 0px; margin-top: 0px !important; margin-bottom: 0px !important;">文件依据：福建省医保局下发的，《关于完善职工基本医疗保险门诊共济保障机制的实施意见》的通知（闽政办〔2022〕2号）。</p></blockquote><p data-track="33" style="box-sizing: border-box; margin-top: 20px; margin-bottom: 20px; padding: 0px; border: 0px; color: rgb(34, 34, 34); font-family: PingFang SC, Hiragino Sans GB, Microsoft YaHei, WenQuanYi Micro Hei, Helvetica Neue, Arial, sans-serif; font-size: 18px; text-align: justify; white-space: normal; background-color: rgb(255, 255, 255);">根据上述文件，到2023年底，福建省退休人员个人医保账户，实施定额划入。划入金额，以各地区2023年当地退休人员月均养老金为划入基数，划入比例为2.5%。</p><p data-track="42" style="box-sizing: border-box; margin-top: 20px; margin-bottom: 20px; padding: 0px; border: 0px; color: rgb(34, 34, 34); font-family: PingFang SC, Hiragino Sans GB, Microsoft YaHei, WenQuanYi Micro Hei, Helvetica Neue, Arial, sans-serif; font-size: 18px; text-align: justify; white-space: normal; background-color: rgb(255, 255, 255);"><span style="box-sizing: border-box; font-weight: 700; margin: 0px; padding: 0px; border: 0px;"><span style="box-sizing: border-box; margin: 0px; padding: 0px; border: 0px; color: rgb(26, 116, 255); --tt-darkmode-color: #1A74FF;">也就是说，2023年底，福建省退休人员个人医保账户划账标准为：当地月均养老金*2.5%</span></span></p><p></p><p class="pgc-img-caption" style="box-sizing: border-box; margin-top: 20px; padding: 0px; border: 0px; margin-bottom: 0px !important;"><br/></p><h1 class="pgc-h-arrow-right" data-track="43" style="box-sizing: border-box; font-size: 1.056em; margin-top: 20px; margin-bottom: 20px; padding: 0px; border: 0px; line-height: 1.579; position: relative; font-family: PingFang SC, Hiragino Sans GB, Microsoft YaHei, WenQuanYi Micro Hei, Helvetica Neue, Arial, sans-serif; text-align: justify; white-space: normal; background-color: rgb(255, 255, 255);">三、福建省退休人员医保账户划入标准改革以后，发生哪些变化？</h1><p data-track="48" style="box-sizing: border-box; margin-top: 20px; margin-bottom: 20px; padding: 0px; border: 0px; color: rgb(34, 34, 34); font-family: PingFang SC, Hiragino Sans GB, Microsoft YaHei, WenQuanYi Micro Hei, Helvetica Neue, Arial, sans-serif; font-size: 18px; text-align: justify; white-space: normal; background-color: rgb(255, 255, 255);"><span style="box-sizing: border-box; font-weight: 700; margin: 0px; padding: 0px; border: 0px;">变化1：划入基数有变化。</span></p><p data-track="50" style="box-sizing: border-box; margin-top: 20px; margin-bottom: 20px; padding: 0px; border: 0px; color: rgb(34, 34, 34); font-family: PingFang SC, Hiragino Sans GB, Microsoft YaHei, WenQuanYi Micro Hei, Helvetica Neue, Arial, sans-serif; font-size: 18px; text-align: justify; white-space: normal; background-color: rgb(255, 255, 255);"><span style="box-sizing: border-box; margin: 0px; padding: 0px; border: 0px; color: rgb(26, 116, 255); --tt-darkmode-color: #1A74FF;">调整前，是以退休人员本人养老金为基数；调整后，是以当地退休人员月均养老金为基数。</span></p><p data-track="49" style="box-sizing: border-box; margin-top: 20px; margin-bottom: 20px; padding: 0px; border: 0px; color: rgb(34, 34, 34); font-family: PingFang SC, Hiragino Sans GB, Microsoft YaHei, WenQuanYi Micro Hei, Helvetica Neue, Arial, sans-serif; font-size: 18px; text-align: justify; white-space: normal; background-color: rgb(255, 255, 255);"><span style="box-sizing: border-box; font-weight: 700; margin: 0px; padding: 0px; border: 0px;">变化2：划入比例有变化。</span></p><p data-track="51" style="box-sizing: border-box; margin-top: 20px; margin-bottom: 20px; padding: 0px; border: 0px; color: rgb(34, 34, 34); font-family: PingFang SC, Hiragino Sans GB, Microsoft YaHei, WenQuanYi Micro Hei, Helvetica Neue, Arial, sans-serif; font-size: 18px; text-align: justify; white-space: normal; background-color: rgb(255, 255, 255);"><span style="box-sizing: border-box; margin: 0px; padding: 0px; border: 0px; color: rgb(26, 116, 255); --tt-darkmode-color: #1A74FF;">调整前，划入比例为5%；2022年，划入比例下调至4%；到了2023年底前，划入比例将统一下调至2.5%。</span></p><p data-track="44" style="box-sizing: border-box; margin-top: 20px; margin-bottom: 20px; padding: 0px; border: 0px; color: rgb(34, 34, 34); font-family: PingFang SC, Hiragino Sans GB, Microsoft YaHei, WenQuanYi Micro Hei, Helvetica Neue, Arial, sans-serif; font-size: 18px; text-align: justify; white-space: normal; background-color: rgb(255, 255, 255);"><span style="box-sizing: border-box; font-weight: 700; margin: 0px; padding: 0px; border: 0px;">案例演示：</span></p><p data-track="45" style="box-sizing: border-box; margin-top: 20px; margin-bottom: 20px; padding: 0px; border: 0px; color: rgb(34, 34, 34); font-family: PingFang SC, Hiragino Sans GB, Microsoft YaHei, WenQuanYi Micro Hei, Helvetica Neue, Arial, sans-serif; font-size: 18px; text-align: justify; white-space: normal; background-color: rgb(255, 255, 255);">王大爷，福建省退休人员，本人养老金为4000元；2022年，每月划入个人医保账户多少钱？</p><p data-track="55" style="box-sizing: border-box; margin-top: 20px; margin-bottom: 20px; padding: 0px; border: 0px; color: rgb(34, 34, 34); font-family: PingFang SC, Hiragino Sans GB, Microsoft YaHei, WenQuanYi Micro Hei, Helvetica Neue, Arial, sans-serif; font-size: 18px; text-align: justify; white-space: normal; background-color: rgb(255, 255, 255);"><span style="box-sizing: border-box; margin: 0px; padding: 0px; border: 0px; color: rgb(26, 116, 255); --tt-darkmode-color: #1A74FF;">2022年每月划入王大爷医保账户金额：4000*4%=160元。</span></p><p data-track="54" style="box-sizing: border-box; margin-top: 20px; margin-bottom: 20px; padding: 0px; border: 0px; color: rgb(34, 34, 34); font-family: PingFang SC, Hiragino Sans GB, Microsoft YaHei, WenQuanYi Micro Hei, Helvetica Neue, Arial, sans-serif; font-size: 18px; text-align: justify; white-space: normal; background-color: rgb(255, 255, 255);">假设，2023年王大爷所在地月均养老金为3000元，每月划入个人医保账户多少钱？</p><p data-track="56" style="box-sizing: border-box; margin-top: 20px; margin-bottom: 20px; padding: 0px; border: 0px; color: rgb(34, 34, 34); font-family: PingFang SC, Hiragino Sans GB, Microsoft YaHei, WenQuanYi Micro Hei, Helvetica Neue, Arial, sans-serif; font-size: 18px; text-align: justify; white-space: normal; background-color: rgb(255, 255, 255);"><span style="box-sizing: border-box; margin: 0px; padding: 0px; border: 0px; color: rgb(26, 116, 255); --tt-darkmode-color: #1A74FF;">2022年每月划入王大爷医保账户金额：3000*2.5%=75元。</span></p><p data-track="53" style="box-sizing: border-box; margin-top: 20px; margin-bottom: 20px; padding: 0px; border: 0px; color: rgb(34, 34, 34); font-family: PingFang SC, Hiragino Sans GB, Microsoft YaHei, WenQuanYi Micro Hei, Helvetica Neue, Arial, sans-serif; font-size: 18px; text-align: justify; white-space: normal; background-color: rgb(255, 255, 255);"><span style="box-sizing: border-box; font-weight: 700; margin: 0px; padding: 0px; border: 0px;">通过对比可知：改革后，每月划入王大爷个人医保账户金额，减少了85元。</span></p><h1 class="pgc-h-arrow-right" data-track="17" style="box-sizing: border-box; font-size: 1.056em; margin-top: 20px; margin-bottom: 20px; padding: 0px; border: 0px; line-height: 1.579; position: relative; font-family: PingFang SC, Hiragino Sans GB, Microsoft YaHei, WenQuanYi Micro Hei, Helvetica Neue, Arial, sans-serif; text-align: justify; white-space: normal; background-color: rgb(255, 255, 255);">写在最后：</h1><p data-track="18" style="box-sizing: border-box; margin-top: 20px; margin-bottom: 20px; padding: 0px; border: 0px; color: rgb(34, 34, 34); font-family: PingFang SC, Hiragino Sans GB, Microsoft YaHei, WenQuanYi Micro Hei, Helvetica Neue, Arial, sans-serif; font-size: 18px; text-align: justify; white-space: normal; background-color: rgb(255, 255, 255);"><span style="box-sizing: border-box; font-weight: 700; margin: 0px; padding: 0px; border: 0px;">1.与其他省份相比，福建省的退休人员医保账户改革政策，比较人性化，设置了2年的过渡期。从2022年开始推进改革，首先从划入比例方面，降低1%；然后，逐步推进改革，直至到2023年底前，将划入比例降至2.5%，将划入基数从退休人员本人的养老金，调整为当地退休人员月均养老金。</span></p><p data-track="58" style="box-sizing: border-box; margin-top: 20px; margin-bottom: 20px; padding: 0px; border: 0px; color: rgb(34, 34, 34); font-family: PingFang SC, Hiragino Sans GB, Microsoft YaHei, WenQuanYi Micro Hei, Helvetica Neue, Arial, sans-serif; font-size: 18px; text-align: justify; white-space: normal; background-color: rgb(255, 255, 255);"><span style="box-sizing: border-box; font-weight: 700; margin: 0px; padding: 0px; border: 0px;">2.在福建省，到2023年底前，无论你的养老金是5000元，还是2000元，全省退休人员每月个人医保账户进账标准，都是一样的，实现了相对公平。</span></p><p data-track="19" style="box-sizing: border-box; margin-top: 20px; margin-bottom: 20px; padding: 0px; border: 0px; color: rgb(34, 34, 34); font-family: PingFang SC, Hiragino Sans GB, Microsoft YaHei, WenQuanYi Micro Hei, Helvetica Neue, Arial, sans-serif; font-size: 18px; text-align: justify; white-space: normal; background-color: rgb(255, 255, 255);"><span style="box-sizing: border-box; font-weight: 700; margin: 0px; padding: 0px; border: 0px;">3.对于大部分退休人员来说，政策调整以后，每月划入医保账户里的钱，减少了。但是，也不必太过担心，减少下来的钱，将会统一纳入医保统筹基金，主要用于门诊共济，保障大家在门诊就医。</span></p><p></p><p class="pgc-img-caption" style="box-sizing: border-box; margin-top: 20px; padding: 0px; border: 0px; margin-bottom: 0px !important;"><br/></p><p data-track="20" style="box-sizing: border-box; margin-top: 20px; margin-bottom: 20px; padding: 0px; border: 0px; color: rgb(34, 34, 34); font-family: PingFang SC, Hiragino Sans GB, Microsoft YaHei, WenQuanYi Micro Hei, Helvetica Neue, Arial, sans-serif; font-size: 18px; text-align: justify; white-space: normal; background-color: rgb(255, 255, 255);"><span style="box-sizing: border-box; font-weight: 700; margin: 0px; padding: 0px; border: 0px;">对于福建省退休人员的医保划账标准，你怎么看？欢迎留言！</span></p><p><br/></p><link rel="stylesheet" href="//www.fqlook.cn/source/plugin/wcn_editor/public/wcn_editor_fit.css?v134_R8t" id="wcn_editor_css"/> 我只关心收入！ 为什么要下调？经过群众们同意没有？ 医保真的也很重要，为了养老准备 对于低于退休人员月均养老金的人来说是利好！ 全省退休人员每月个人医保账户进账标准，都是一样的，实现了相对公平 为什么减少了{:5_302:} 不怎么懂，算利好？ 看不懂农民工{:5_251:}{:5_251:}{:5_251:}{:5_251:}
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