重磅！福州公积金政策调整！
<section data-role="paragraph"><section data-role="title" data-tools="135编辑器" data-id="109114"><section style="text-align: center;margin: 10px auto;"><section fix="238:421" hm="" style="display: inline-block;padding: 5px 35px 5px 25px;font-size: 16px;letter-spacing: 1.5px;color: rgb(58, 173, 221);border-width: 1px;border-style: solid;border-color: rgb(58, 173, 221);background-size: 40px;background-repeat: no-repeat;background-position: right bottom;background-image: url(https://www.fqlook.cn/plugin.php?id=wcn_editor:wx_img&url=https://mmbiz.qpic.cn/mmbiz_png/53iau6RjDKCnZ9m27cRYWkfzEYuicibs40SL9OH1icA47wF9PMbHBx6WZPrx90wntx0DchBiaDiaQPYBnXhOc0SFuqGA/0?wx_fmt=png);box-sizing: border-box;"><span style="color: #ff0000;font-size: 19px;"><strong data-brushtype="text">重磅</strong></span></section></section></section><p style="text-align:center;vertical-align: inherit;"><strong><span style="color: #ff0000;">2月1日开始</span></strong></p><p style="text-align:center;vertical-align: inherit;"><strong><span style="color: #ff0000;">福州调整住房公积金政策</span></strong></p><p style="text-align:center;vertical-align: inherit;"><strong><span style="color: #ff0000;">二次申请使用住房公积金</span></strong></p><p style="text-align:center;vertical-align: inherit;"><strong><span style="color: #ff0000;">贷款条件将放宽</span></strong></p><p style="text-align: center;max-width: 100%;vertical-align: inherit;max-inline-size: 100%;cursor: text;letter-spacing: 1px;line-height: 1.75em;font-family: -apple-system, BlinkMacSystemFont, Helvetica Neue, PingFang SC, Hiragino Sans GB, Microsoft YaHei UI, Microsoft YaHei, Arial, sans-serif;outline: none 0px !important;box-sizing: border-box !important;overflow-wrap: break-word !important;"><span style="outline: 0px;max-width: 100%;font-size: 15px;color: rgb(63, 63, 63);font-family: Helvetica Neue, Helvetica, Hiragino Sans GB, Apple Color Emoji, Emoji Symbols Font, Segoe UI Symbol, Arial, sans-serif;box-sizing: border-box !important;overflow-wrap: break-word !important;">具体详情</span></p><p style="text-align: center;max-width: 100%;vertical-align: inherit;max-inline-size: 100%;cursor: text;letter-spacing: 1px;line-height: 1.75em;font-family: -apple-system, BlinkMacSystemFont, Helvetica Neue, PingFang SC, Hiragino Sans GB, Microsoft YaHei UI, Microsoft YaHei, Arial, sans-serif;outline: none 0px !important;box-sizing: border-box !important;overflow-wrap: break-word !important;"><span style="outline: 0px;max-width: 100%;font-size: 15px;color: rgb(63, 63, 63);font-family: Helvetica Neue, Helvetica, Hiragino Sans GB, Apple Color Emoji, Emoji Symbols Font, Segoe UI Symbol, Arial, sans-serif;box-sizing: border-box !important;overflow-wrap: break-word !important;">赶快来一起了解</span></p><section data-tools="135编辑器" data-id="108934"><section style="margin:10px auto;text-align: center;"><section style="background-image: url(https://www.fqlook.cn/plugin.php?id=wcn_editor:wx_img&url=https://mmbiz.qpic.cn/mmbiz_jpg/53iau6RjDKCnZ9m27cRYWkfzEYuicibs40SDCoST64X7k9WVU8Yooib3f31pkloUggy70BLNja84D8ibMiaBKOkHrCVQ/640?wx_fmt=jpeg);background-attachment: initial;background-origin: initial;background-clip: initial;background-repeat: repeat;background-size: 100%;background-position: center top;"><section style="padding: 1em;border-width: 4px;border-style: solid;border-color: rgb(225, 7, 6);margin-top: 10px;box-sizing: border-box;"><section style="font-size: 14px;text-align: justify;letter-spacing: 1.5px;line-height: 1.75em;"><p style="vertical-align: inherit;text-indent: 2em;"><span style="font-size: 15px;font-family: arial, helvetica, sans-serif;">记者从福州住房公积金中心获悉，</span><span style="color: rgb(217, 33, 66);"><strong><span style="font-size: 15px;font-family: arial, helvetica, sans-serif;">为进一步落实“房住不炒”定位，支持缴存职工改善住房需求，促进本市房地产市场稳定健康发展，发挥住房公积金的住房保障作用，</span></strong></span><span style="font-size: 15px;font-family: arial, helvetica, sans-serif;">结合本市实际，就福州住房公积金政策有关事项进行调整。</span></p></section></section></section></section></section><section data-role="title" data-tools="135编辑器" data-id="108126"><section style="text-align: center;margin: 10px auto;"><section style="display: inline-block;"><section style="background-color: rgb(102, 105, 169);padding: 6px;box-sizing: border-box;"><section style="border-top: 1px solid rgb(255, 255, 255);border-bottom: 1px solid rgb(255, 255, 255);padding: 4px 9px;box-sizing: border-box;"><p style="vertical-align:inherit;font-size: 16px;letter-spacing: 1.5px;color: #fff;"><strong data-brushtype="text" hm_fix="332:376">公积金贷款政策</strong></p><p style="vertical-align:inherit;font-size: 16px;letter-spacing: 1.5px;color: #fff;"><strong data-brushtype="text" hm_fix="332:376">从2月1日开始调整</strong></p></section></section></section></section></section><p style="vertical-align: inherit;letter-spacing: 1.5px;line-height: 1.75em;"><span style="font-size: 16px;">在福州市行政区域范围内购房的职工家庭，</span><span style="color: rgb(217, 33, 66);"><strong><span style="font-size: 16px;">第二次申请纯住房公积金贷款的，</span></strong><span style="font-size: 16px;"><strong>首付款比例调整为40%</strong>。</span></span><span style="font-size: 16px;">申请组合贷款购房的，参照商业银行首付款比例的相关规定执行。 </span></p><p style="vertical-align: inherit;letter-spacing: 1.5px;line-height: 1.75em;"><span style="font-size: 16px;">住房公积金贷款申请人及其配偶的任一方使用过住房公积金贷款的，</span><span style="color: rgb(217, 33, 66);"><strong><span style="font-size: 16px;">在结清后可再次申请住房公积金贷款，购买福州市行政区域范围内自住房</span></strong><span style="font-size: 16px;">。</span></span><span style="font-size: 16px;"> </span></p><p style="vertical-align: inherit;letter-spacing: 1.5px;line-height: 1.75em;"><span style="color: rgb(217, 33, 66);"><strong><span style="font-size: 16px;">在福州以外的地区缴存住房公积金的福州户籍职工</span></strong></span><span style="font-size: 16px;">在福州市行政区域范围内购买自住房的，可以申请住房公积金贷款。 </span></p><p style="vertical-align: inherit;letter-spacing: 1.5px;line-height: 1.75em;"><span style="font-size: 16px;">职工在偿还首期购房贷款本息后，当月即可办理委托还贷。</span></p><p style="vertical-align: inherit;letter-spacing: 1.5px;line-height: 1.75em;"><span style="font-size: 16px;">调整自2022年2月1日起执行。福州住房公积金中心福州铁路分中心、福州住房公积金中心福建能源集团分中心可参照执行。</span></p><section data-role="title" data-tools="135编辑器" data-id="108126"><section style="text-align: center;margin: 10px auto;"><section style="display: inline-block;"><section style="background-color: rgb(102, 105, 169);padding: 6px;box-sizing: border-box;"><section style="border-top: 1px solid rgb(255, 255, 255);border-bottom: 1px solid rgb(255, 255, 255);padding: 4px 9px;box-sizing: border-box;"><p style="vertical-align:inherit;font-size: 16px;letter-spacing: 1.5px;color: #fff;"><strong data-brushtype="text" hm_fix="327:373">二次申请使用住房公积金</strong></p><p style="vertical-align:inherit;font-size: 16px;letter-spacing: 1.5px;color: #fff;"><strong data-brushtype="text" hm_fix="327:373">贷款条件放宽</strong></p></section></section></section></section></section><p style="text-align:center;vertical-align: inherit;letter-spacing: 1.5px;line-height: 1.75em;"><span style="font-size: 16px;">公积金政策调整之后</span></p><p style="text-align:center;vertical-align: inherit;letter-spacing: 1.5px;line-height: 1.75em;"><span style="font-size: 16px;">福州职工使用公积金贷款</span></p><p style="text-align:center;vertical-align: inherit;letter-spacing: 1.5px;line-height: 1.75em;"><span style="font-size: 16px;">具体变动影响在哪里呢</span></p><p style="text-align:center;vertical-align: inherit;letter-spacing: 1.5px;line-height: 1.75em;"><span style="font-size: 16px;">福州市公积金中心进行了解读 </span></p><section data-tools="135编辑器" data-id="105774"><section style="text-align: center;margin: 10px auto;"><section style="background-image: url(https://www.fqlook.cn/plugin.php?id=wcn_editor:wx_img&url=https://mmbiz.qpic.cn/mmbiz_png/53iau6RjDKCnZ9m27cRYWkfzEYuicibs40SalUrEnKf95AZ8rNNFdkaDBYRUphicG58tktK4Jlh0ZVuzbEnqfiaM56Q/640?wx_fmt=png);background-position: center center;background-repeat: repeat-y;background-attachment: initial;background-origin: initial;background-clip: initial;background-size: 100%;padding: 30px 25px;"><section style="display: flex;justify-content: flex-start;align-items: center;"><section style="box-sizing: border-box;width: 33px;height: 33px;background-image: linear-gradient(to right bottom, rgb(222, 50, 50) 0%, rgb(255, 247, 241) 100%);background-position: initial;background-size: initial;background-repeat: initial;background-attachment: initial;background-origin: initial;background-clip: initial;border-radius: 50%;"><section data-brushtype="text" style="font-size: 18px;letter-spacing: 1.5px;color: #fff;font-style: italic;"><strong>问</strong></section></section><section data-brushtype="text" style="font-size: 14px;letter-spacing: 1.5px;color: rgb(106, 99, 90);margin-left: 10px;text-align: left;">调整后住房公积金贷款首付比例是多少？</section></section><section data-autoskip="1" style="margin-top: 15px;text-align: justify;line-height: 1.75em;letter-spacing: 1.5px;font-size: 14px;color: rgb(106, 99, 90);background-image: initial;background-position: initial;background-size: initial;background-repeat: initial;background-attachment: initial;background-origin: initial;background-clip: initial;"><p style="vertical-align:inherit;"><strong>解答：</strong>在福州市行政区域范围内购房的职工家庭，首次申请使用住房公积金贷款的，首付款比例为30%；第二次申请使用住房公积金贷款的，首付款比例为40%。</p></section></section></section></section><section data-tools="135编辑器" data-id="105774"><section style="text-align: center;margin: 10px auto;"><section style="background-image: url(https://www.fqlook.cn/plugin.php?id=wcn_editor:wx_img&url=https://mmbiz.qpic.cn/mmbiz_png/53iau6RjDKCnZ9m27cRYWkfzEYuicibs40SalUrEnKf95AZ8rNNFdkaDBYRUphicG58tktK4Jlh0ZVuzbEnqfiaM56Q/640?wx_fmt=png);background-position: center center;background-repeat: repeat-y;background-attachment: initial;background-origin: initial;background-clip: initial;background-size: 100%;padding: 30px 25px;"><section style="display: flex;justify-content: flex-start;align-items: center;"><section style="box-sizing: border-box;width: 33px;height: 33px;background-image: linear-gradient(to right bottom, rgb(222, 50, 50) 0%, rgb(255, 247, 241) 100%);background-position: initial;background-size: initial;background-repeat: initial;background-attachment: initial;background-origin: initial;background-clip: initial;border-radius: 50%;"><section data-brushtype="text" style="font-size: 18px;letter-spacing: 1.5px;color: #fff;font-style: italic;"><strong>问</strong></section></section><section data-brushtype="text" style="font-size: 14px;letter-spacing: 1.5px;color: #6a635a;margin-left: 10px;text-align: left;">申请第二次住房公积金贷款需与第一次间隔多久？</section></section><section data-autoskip="1" style="margin-top: 15px;text-align: justify;line-height: 1.75em;letter-spacing: 1.5px;font-size: 14px;color: rgb(106, 99, 90);background-image: initial;background-position: initial;background-size: initial;background-repeat: initial;background-attachment: initial;background-origin: initial;background-clip: initial;"><p style="vertical-align:inherit;"><strong>解答：</strong>住房公积金贷款申请人及其配偶的任一方使用过住房公积金贷款的，在结清后即可再次申请住房公积金贷款购买福州市行政区域范围内自住住房。 </p></section></section></section></section><section data-tools="135编辑器" data-id="105774"><section style="text-align: center;margin: 10px auto;"><section style="background-image: url(https://www.fqlook.cn/plugin.php?id=wcn_editor:wx_img&url=https://mmbiz.qpic.cn/mmbiz_png/53iau6RjDKCnZ9m27cRYWkfzEYuicibs40SalUrEnKf95AZ8rNNFdkaDBYRUphicG58tktK4Jlh0ZVuzbEnqfiaM56Q/640?wx_fmt=png);background-position: center center;background-repeat: repeat-y;background-attachment: initial;background-origin: initial;background-clip: initial;background-size: 100%;padding: 30px 25px;"><section style="display: flex;justify-content: flex-start;align-items: center;"><section style="box-sizing: border-box;width: 33px;height: 33px;background-image: linear-gradient(to right bottom, rgb(222, 50, 50) 0%, rgb(255, 247, 241) 100%);background-position: initial;background-size: initial;background-repeat: initial;background-attachment: initial;background-origin: initial;background-clip: initial;border-radius: 50%;"><section data-brushtype="text" style="font-size: 18px;letter-spacing: 1.5px;color: #fff;font-style: italic;"><strong>问</strong></section></section><section data-brushtype="text" style="font-size: 14px;letter-spacing: 1.5px;color: #6a635a;margin-left: 10px;text-align: left;">在福州以外的地区缴存住房公积金的福州户籍职工购买福州住房的，能否申请住房公积金贷款？</section></section><section data-autoskip="1" style="margin-top: 15px;text-align: justify;line-height: 1.75em;letter-spacing: 1.5px;font-size: 14px;color: rgb(106, 99, 90);background-image: initial;background-position: initial;background-size: initial;background-repeat: initial;background-attachment: initial;background-origin: initial;background-clip: initial;"><p style="vertical-align:inherit;"><strong>解答：</strong>可以申请住房公积金贷款。 例如：职工陈某（福州市鼓楼区户籍），在山东省济南市缴存住房公积金，若其在福州市行政区域范围内购买自住住房，且符合住房公积金贷款申请条件的，可以申请住房公积金贷款。</p></section></section></section></section><section data-tools="135编辑器" data-id="105774"><section style="text-align: center;margin: 10px auto;"><section style="background-image: url(https://www.fqlook.cn/plugin.php?id=wcn_editor:wx_img&url=https://mmbiz.qpic.cn/mmbiz_png/53iau6RjDKCnZ9m27cRYWkfzEYuicibs40SalUrEnKf95AZ8rNNFdkaDBYRUphicG58tktK4Jlh0ZVuzbEnqfiaM56Q/640?wx_fmt=png);background-position: center center;background-repeat: repeat-y;background-attachment: initial;background-origin: initial;background-clip: initial;background-size: 100%;padding: 30px 25px;"><section style="display: flex;justify-content: flex-start;align-items: center;"><section style="box-sizing: border-box;width: 33px;height: 33px;background-image: linear-gradient(to right bottom, rgb(222, 50, 50) 0%, rgb(255, 247, 241) 100%);background-position: initial;background-size: initial;background-repeat: initial;background-attachment: initial;background-origin: initial;background-clip: initial;border-radius: 50%;"><section data-brushtype="text" style="font-size: 18px;letter-spacing: 1.5px;color: #fff;font-style: italic;"><strong>问</strong></section></section><section data-brushtype="text" style="font-size: 14px;letter-spacing: 1.5px;color: #6a635a;margin-left: 10px;">职工何时可以申请办理委托还贷业务？</section></section><section data-autoskip="1" style="margin-top: 15px;text-align: justify;line-height: 1.75em;letter-spacing: 1.5px;font-size: 14px;color: rgb(106, 99, 90);background-image: initial;background-position: initial;background-size: initial;background-repeat: initial;background-attachment: initial;background-origin: initial;background-clip: initial;"><p style="vertical-align:inherit;"><strong>解答：</strong><span style="font-family: arial, helvetica, sans-serif;"><span style="caret-color: red;">职工在偿还首期购房贷款本息后的当月即可办理委托还贷，无须先偿还购房贷款本息满12个月。例如：</span></span><span style="caret-color: red;font-family: arial, helvetica, sans-serif;">职工李某于2022年2月10日获得批准并发放了住房公积金贷款，2022年3月10日按照合同约定偿还了首期贷款本息，那么其在3月10日后即可申请办理委托还贷业务。</span></p></section></section></section></section></section><p></p><section data-role="paragraph"><p style="text-align:right;vertical-align:inherit;line-height: 1.5em;"><span style="font-size: 13px;color: #7f7f7f;">福州晚报记者 江海/文</span></p><p style="text-align:right;vertical-align:inherit;line-height: 1.5em;"><span style="font-size: 13px;color: #7f7f7f;">新媒体编辑 刘亦洪</span></p><p style="text-align:right;vertical-align:inherit;line-height: 1.5em;"><span style="font-size: 13px;color: #7f7f7f;">监制 兰超 危砖黄</span></p></section><p></p><link rel="stylesheet" href="//www.fqlook.cn/source/plugin/wcn_editor/public/wcn_editor_fit.css?v134_qtj" id="wcn_editor_css"/> 申请人及其配偶的任一方用
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